Pets are a source of great joy in our lives. They comfort us when we’re lonely or sad and make us laugh. An estimated 60% of Canadians own at least one cat or dog as a pet.
As a pet parent, you want to do everything possible for your pet if they get sick or injured. But hefty vet bills can make this a challenge. If you’re looking for ways to pay these emergency vet bills, this informative guide from Kingcash can help you.
Keep reading below for more tips and tricks you can use to navigate unexpected emergency vet bills.
Crowdfund Your Vet Bills
Crowdfunding has become the newest and often most reliable source for getting cash in a pinch for many different causes, from car repairs to rent help and even pet care costs like emergency vet bills. It involves setting up a profile and listing the reasons you need this money and how much you need.
You can then share this information on social media and friends or complete strangers can donate to your cause out of the goodness of their hearts. These good-faith donations can be used to pay for emergency vet bills.
There are even dedicated crowdfunding sites like Waggle, which focus exclusively on pet parents in need. Donations can be paid directly to the vet of choice.
Go Through a Non-Profit Petcare Agency
Many pet non-profit organizations work to help pet owners with limited means cover vet bills. This could include the elderly or the disabled.
You may not be able to get immediate funds this way, but it can help you pay off any remaining balances after the initial crisis has passed. You can submit your bill for a full or partial reimbursement of costs. This will also depend on the availability of funds within the organization.
If you have a particular cat or dog breed, you can also go through breed-specific organizations that can help you with care expenses. Your vet may also be able to provide you with a list of non-profit organizations that can help.
Talk to Your Vet About Payment Options
Vets are a business first and foremost, but they’re not completely heartless when it comes to matters of paying for emergency vet care. This is especially true if you have a long-term relationship with your vet. Try to talk to your vet about a payment plan or other ways you can finance your pet’s care.
Some vets may be willing to take a percentage upfront and keep your card on file to bill you later at predetermined dates. If you are on a fixed income or are a senior citizen, you may also qualify for a reduced rate or discount on services. Not every vet may do this, but it still doesn’t hurt to ask.
Consider Buying Pet Insurance
The average cost of dog ownership in Canada can range between $3,530-$4,430 per year. This can vary based on your breed, your lifestyle, and where you live. You don’t want to add a sizeable emergency vet bill to the mix.
An emergency vet bill can average anywhere from $150-$1,200 or more depending on the severity of the issue. This is where buying pet insurance can come in handy.
Many pet insurance plans now come with emergency vet bill policies. This can help you pay for a portion of vet bills in the event that your pet becomes ill or injured.
These pet insurance policies may require you to have and pay on the policy for a set amount of time before they will pay out. It’s a good idea to carefully read the terms and conditions to understand your level of coverage.
Set Aside a Pet Emergency Fund Now
You don’t want to be caught unprepared when your furbaby needs you most. To prevent any unpleasantries in the future, it is imperative that you start saving now. Putting a little money away into a savings account each month will allow you to get ahead of these emergency vet bill costs before they happen.
There are also automated savings plan apps that allow you to round up your everyday purchases and then automatically deposit the difference into a savings account for you. If you have a high-interest savings account, even a small amount of money put aside each month can build up into a nice rainy day fund for pet emergency costs.
Get No Credit Check Loans from Kingcash
Credit cards are a major go-to for financially challenged individuals. But not everyone has the good credit score needed to obtain one. On top of this, they have high-interest rates that can make it difficult to pay them off effectively.
Having bad credit and no credit can severely impact your ability to get the money you need on short notice. If you have unexpected expenses like emergency pet bills spring up, you need to find a way to pay them quickly.
No credit check loans from Kingcash are fast online loans that can help you get the cash you need, in hand, fast. As the name implies, they do not take your credit score or credit history into consideration. To start with Kingcash, you need to be at least 18 years of age and have a Canadian bank account.
You will need to fill out your personal, residential, and employment information. You will also need to have a steady job with an income of at least $1,200 a month. As long as you don’t have a current bankruptcy, an excess of non-sufficient funds, or a high short-term debt ratio, you may qualify.
Unlike traditional loans that can take time to process, online loans from Kingcash can often be processed in one day. You may even be able to receive your money in as little as one hour. You can also choose between 3, 6, or 12 loan repayment installments.
Get Easy and Fast Loans in Canada from Kingcash Today
Getting online loans is not a decision to be taken lightly. You should always weigh the benefits and risks involved, as well as your ability to repay them. But if you’re in a bind, Kingcash can help you get online loans and no credit check loans now.
With Kingcash Canada, first-time borrowers can get a loan of up to $500 with the opportunity to apply for bigger loans later on with a good track record. You can receive the money in your account via instant deposit, direct deposit, or e-transfer.
Get started on your application for online loans today from Kingcash.