Easy-to-use short term loans for instant $500 - $750 loans in Canada.
Fast short term loans Application
Even if you have a bad credit score, you can still qualify with Kingcash.
No credit check short term loans
Even with a bad credit score in Canada, you can still qualify for a short term loan with Kingcash.
100% Online short term loans
We know from experience that money needs can be urgent, and we got you covered!
Safe / secure loans
Kingcash uses robust encryption technology to ensure the safety of your personal information, and we will never share it with third parties.
Get A Fast Loan In Canada.
How much Cash Would You Like?
Available Pay Frequencies
A short-term loan that can help you meet your current cash needs until you get your next salary.
Those loans can help you cover unexpected expenses when you need cash right away.
No credit check is offered, and you can receive the money directly to your bank account in a few hours.
Sometimes in life, unexpected situations happen where you might need instant and quick cash.
Short term loans in Canada can help you with those kinds of situations. For example, your laptop just broke, and you need 500$ for the repair cost. Unfortunately, you won’t receive your next paycheck until next week.
With an instant short term loan at Kingcash, we can lend you this 500$, and you’ll pay back the payday loan following the payback period with interest defined in your contract.
At Kingcash, we have developed an easy and quick way to let you obtain a same day loan.
Fill out our online form.
If you qualify, you can receive your money the same day.
Choose between our online instant banking verification or our paper application.
Payback the loan with interest under 3,6 or 12 installments
Your personal information stays safe thanks to our confidential and secure process. Our excellent customer service team is standing by to help you every step of the way!
Need help filling out the form?
1-844-895-8808Can I put a stop payment on instead of deferring a payment?
Customer ServiceCan I provide my documents using cloud service links?
Customer ServiceAt what point will you withdraw the fees for a deferral?
Customer ServiceAnnual percentage rate (APR):
The APR on the amount borrowed from the lender is 22% with a transaction fee of $0.50.
Our loan rates depend on your credit rating and on your banking information. For example, in the worst case scenario (a recent job, too many NSF, bad credit file, etc..) your loan of $500 including all the fees and interest will result in a reimbursement of about $750.
Renewals:
Our loyal customers can renew after a grace period to give them time to complete a previous loan before the beginning of payment cycles of their new loan.
Faster reimbursement:
Pay off your loan over a period of 90 to 120 days depending on your payroll frequency. You can repay your loan more quickly by making higher payments. You will save on interest.
Missed payments and credit rating:
Any missed payment will be postponed to the end of your contract, and will result in $ 45 fee for insufficient funds, as stated in the contract. This will have no impact on your credit score at our business. If you need to defer a payment, you must call 48 hours in advance; this will result in a $ 25 fee, and will be added to the end of your contract. Loans repaid properly show good will and make the renewal of your loan hassle-free.
Responsible Loan Policy:
All applications are subject to a screening process in order to ensure that the borrower has sufficient income to repay the loan. This includes but is not limited to: check that your monthly salary is sufficient to repay the loan qualifies for such a loan; you do not have an excessive amount of insufficient funds for expenses in your bank account; you do not have an excessive amount of pre-authorized payments charged to your bank account can interfere with your ability to pay your loan on time. If you encounter any of these criteria, your loan application will be denied.
Responsible Collections:
Our company uses responsible collection practices. If you fail to make your payments, our collection agents may terminate your payment plan and use different methods to recover the money owed. Payments that are terminated will accumulate interest on the outstanding balance of your loan. The borrower is responsible for all legal fees required to obtain the balance due. The uncollected debts are prosecuted to the fullest extent of the law.
Borrow responsibly:
Please borrow responsibly. We offer a way to help you during difficult times. However, the interest rate is higher than the rate of local banks. These loans should only be taken out when you do not have other options for financial assistance, and you should be used as seldom as possible. If contracted in knowingly, this loan can prove to be the right solution for you. However, the fact of getting together a large number of short-term loans could lead to serious financial problems and debt impossible to bear.