Fast and secure bad credit Loans. Apply for $500 - $750 loans deposited in your bank account.
Canada top online Bad Credit Loans Application.
Application with Kingcash take 5 minute and are 100% secure.
Your Loan, No matter your how bad is your credit rating.
Even with a bad credit score score in Canada, you may still qualify for a bad credit score loan with Kingcash.
Fast loans for bad credit in Canada.
We recognize from experience that money may be pressing, and we got you covered! Our loans are paperless and fast.
Safe and secure bad credit loans.
Kingcash use robust encryption technology to make sure your information is never shared or accessed.
Get A Fast Loan In Canada.
How much Cash Would You Like?
Available Pay Frequencies
A bad credit loan is a sum of money offered to individuals with a credit score below 575.
These loans often have higher interest rates than traditional loans, but when managed properly, they can help you improve your credit score and meet your financial goals.
Until you receive your next paycheck, a bad credit loan might help you meet your immediate economic obligations by paying for unforeseen costs if needed.
Sudden issues may arise and leave you in need of immediate cash.
Bad credit loans can help with those types of situations.
For example, your car recently broke down and the cost to fix it is $500.
Unfortunately, you won't receive your next paycheck for another two weeks.
Kingcash can provide you with $500 from bad credit loans with fast approval.
You will repay the borrowed amount at your own pace over time.
At Kingcash, we have developed an easy and quick way for you to obtain a loan with bad credit.
Fill out our bad credit loan application form.
Sign your contract online and choose between our online instant banking verification or our paper application.
Payback the bad credit loan with interest under 3,6 or 12 installments
Your personal information stays safe thanks to our confidential and secure process. Our excellent customer service team is standing by to help you every step of the way!
Need help filling out the form?
1-844-895-8808What criteria do I need to meet to be eligible to apply?
GeneralI have changed bank accounts. How can I update my banking information?
Customer ServiceAnnual percentage rate (APR):
The APR on the amount borrowed from the lender is 22% with a transaction fee of $0.50.
Our loan rates depend on your credit rating and on your banking information. For example, in the worst case scenario (a recent job, too many NSF, bad credit file, etc..) your loan of $500 including all the fees and interest will result in a reimbursement of about $750.
Renewals:
Our loyal customers can renew after a grace period to give them time to complete a previous loan before the beginning of payment cycles of their new loan.
Faster reimbursement:
Pay off your loan over a period of 90 to 120 days depending on your payroll frequency. You can repay your loan more quickly by making higher payments. You will save on interest.
Missed payments and credit rating:
Any missed payment will be postponed to the end of your contract, and will result in $ 45 fee for insufficient funds, as stated in the contract. This will have no impact on your credit score at our business. If you need to defer a payment, you must call 48 hours in advance; this will result in a $ 25 fee, and will be added to the end of your contract. Loans repaid properly show good will and make the renewal of your loan hassle-free.
Responsible Loan Policy:
All applications are subject to a screening process in order to ensure that the borrower has sufficient income to repay the loan. This includes but is not limited to: check that your monthly salary is sufficient to repay the loan qualifies for such a loan; you do not have an excessive amount of insufficient funds for expenses in your bank account; you do not have an excessive amount of pre-authorized payments charged to your bank account can interfere with your ability to pay your loan on time. If you encounter any of these criteria, your loan application will be denied.
Responsible Collections:
Our company uses responsible collection practices. If you fail to make your payments, our collection agents may terminate your payment plan and use different methods to recover the money owed. Payments that are terminated will accumulate interest on the outstanding balance of your loan. The borrower is responsible for all legal fees required to obtain the balance due. The uncollected debts are prosecuted to the fullest extent of the law.
Borrow responsibly:
Please borrow responsibly. We offer a way to help you during difficult times. However, the interest rate is higher than the rate of local banks. These loans should only be taken out when you do not have other options for financial assistance, and you should be used as seldom as possible. If contracted in knowingly, this loan can prove to be the right solution for you. However, the fact of getting together a large number of short-term loans could lead to serious financial problems and debt impossible to bear.
